SeCAP Inc. Cyber Security & Enterprise Insurance Through Sponsored Captive Structure
The Insurance company that makes you money for paying premiums
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How do you protect yourself from the traditional insurance company denying your claims and raising your premiums?

Captive Insurance as a Service (CIaaS) allows enterprise insurance coverage to protect businesses of all sizes from financial losses and reputational damage that can result from a cyber-attack, data breach or any other form of general enterprise risk.

SeCAP believes the captive insurance structure provides our clients with the ability to enhance coverage, decrease cost and return real value to the client, not the insurance provider.

For cyber insurance we provide a unique approach by extending actual threat discovery and resources to strengthen the client’s cyber security profile. 

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Why?

Why? Cost efficiency and Regulatory support emerge as a significant driving force behind the growth and development of the Global Captive Insurance Market.  SeCAP is at the forefront of this cost efficiency and regulatory support.

Why? Over 25% of captives underwrite cyber insurance as rates have increased over 58% from 2022 -2024.

The inherent volatility of cyber risk and the ability to directly access reinsurance for cyber risks are contributing to an increase in the utilization of captives for this type of risk. Your risk profile is different from other clients as the network, maintenance and application stacks vary and present unique threat vectors that can be exploited.   SeCAP works with your captive to make sure you have the right policy language and tech stack to reduce and possibly eliminate losses.

Why? State actors are considered a particularly high-risk threat with the potential for large payouts. This happens because of how traditional insurance providers handle actuary, or risk profiling.  To this day, actuary is still centered around historical risk profiling, such as life and auto, and as a rule this is not effective when applied to cyber insurance.  SeCAP understands that the world has changed, and our real-world data ensures the actuary is up to date on how what you are doing today and tomorrow will lower your risk profile and your costs.