SeCAP Inc. Corporate Insurance Solutions Through Sponsored Captive Structure
The Insurance company that makes you money for paying premiums
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HOW DO YOU PROTECT YOURSELF FROM TRADITIONAL INSURANCE COMPANIES DENYING CLAIMS AND RAISING PREMIUMS?

SeCAP’s proprietary approach for Captive Insurance, called Captive-Insurance-as-a-Service (CIaaS), provides insurance protection to businesses of all sizes.  CIaaS eliminates all establishment and maintenance costs associated with creating a captive insurance presence; while, providing unparalleled insurance expertise. 

SeCAP believes the captive insurance structure provides our clients with the ability to enhance coverage, decrease cost and return real surplus(es) / profit to the client, not the insurance carrier.

Traditional insurance carriers are failing to understand the complexities of a diverse threat landscape as evidenced by increasing claims denial, increasing premiums and adversarial policy language.  SeCAp’s CIaaS approach allows our clients to determine policy language, premiums and claims administration for themselves.

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Why?

Why? Cost efficiency and Regulatory support emerge as a significant driving force behind the growth and development of the Global Captive Insurance Market.  SeCAP is at the forefront of this cost efficiency and regulatory support.

Why? Over 25% of captives underwrite cyber insurance as rates have increased over 58% from 2022 -2024.

The inherent volatility of cyber risk and the ability to directly access reinsurance for cyber risks are contributing to an increase in the utilization of captives for this type of risk. Your risk profile is different from other clients as the network, maintenance and application stacks vary and present unique threat vectors that can be exploited.   SeCAP works with your captive to make sure you have the right policy language and tech stack to reduce and possibly eliminate losses.

Why? State actors are considered a particularly high-risk threat with the potential for large payouts. This happens because of how traditional insurance providers handle actuary, or risk profiling.  To this day, actuary is still centered around historical risk profiling, such as life and auto, and as a rule this is not effective when applied to cyber insurance.  SeCAP understands that the world has changed, and our real-world data ensures the actuary is up to date on how what you are doing today and tomorrow will lower your risk profile and your costs.