White Papers and Information

White Paper (Sponsored Captive Structure)

By October 11, 2023No Comments

This white paper explores the concept of applying a Sponsored Captive Insurance model to address the complexities of insuring cyber security risk. Traditional insurance models are failing cyber security insurance policy holders with the bottom- line result being extremely high premium costs and restricted policy coverage due to not having sufficient cyber security technical expertisehigh loss rates. As a resultresult, insurance carriers are severely restricting policy language and increasing premium prices. Government supplied cyber security framework guidelines impart a need for insurance; thereby, increasing pressure on companies to carry policies with no clear benefit. The cyber security insurance industry is in need ofneeds a new approach.

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